{
  "generatedAt": "2026-10-08T17:44:57Z",
  "disclaimer": "Analysis and opinion, not investment advice.",
  "kind": "person",
  "slug": "andrew-walker",
  "name": "Andrew Walker",
  "role": "Yet Another Value Blog",
  "url": "https://deepstack.ltd/people/andrew-walker/",
  "api": "https://deepstack.ltd/api/v1/entities/people/andrew-walker.json",
  "summary": "Andrew Walker appears in Part 7, Part 9 of The Buildout. Part 7: The Fed Hiked. The Long End Still Climbed.; Part 9: Habit Was the Moat. Agents Are Draining It.. Argued in Part 9 (Eighteen months, or less), Part 9 (Not every habit), Part 9 (The inertia businesses), Part 9 (Voices that cross sides).",
  "parts": [
    {
      "part": 7,
      "headline": "The Fed Hiked. The Long End Still Climbed.",
      "url": "https://deepstack.ltd/stories/the-fed-hiked-the-long-end-kept-climbing/"
    },
    {
      "part": 9,
      "headline": "Habit Was the Moat. Agents Are Draining It.",
      "url": "https://deepstack.ltd/stories/habit-was-the-moat/"
    }
  ],
  "numbers": [],
  "mentions": [
    {
      "part": 7,
      "section": "AI meets the rate",
      "excerpt": "Andrew Walker of Yet Another Value Blog notes that companies locked fixed-rate debt between 2021 and 2023, flattering today’s cash flow.",
      "url": "https://deepstack.ltd/stories/the-fed-hiked-the-long-end-kept-climbing/"
    },
    {
      "part": 9,
      "section": "The first bill",
      "excerpt": "Andrew Walker of Yet Another Value Blog is the useful witness because he changed his mind in public.",
      "url": "https://deepstack.ltd/stories/habit-was-the-moat/"
    }
  ],
  "sides": [
    {
      "part": 9,
      "question": null,
      "side": "eighteen-months",
      "sideLabel": "Eighteen months, or less",
      "claim": "The major current use case for consumer AI agents appears to be saving people money, as illustrated by widely retweeted examples of an agent called Muse saving users money on insurance, returns, phone bills, and even getting free food.",
      "date": "2026-09-21",
      "url": "https://www.yetanothervalueblog.com/p/if-muse-is-buying-your-running-shoes",
      "linkVerified": true,
      "storyUrl": "https://deepstack.ltd/stories/habit-was-the-moat/",
      "sidesUrl": "https://deepstack.ltd/sides/habit-was-the-moat/"
    },
    {
      "part": 9,
      "question": null,
      "side": "eighteen-months",
      "sideLabel": "Eighteen months, or less",
      "claim": "The most popular category people report saving money on via AI agents is internet or wireless bills, and this is also the category the creator has received the most \"is this a short\" inbound questions about, with signs it is starting to filter into…",
      "date": "2026-09-21",
      "url": "https://www.yetanothervalueblog.com/p/if-muse-is-buying-your-running-shoes",
      "linkVerified": true,
      "storyUrl": "https://deepstack.ltd/stories/habit-was-the-moat/",
      "sidesUrl": "https://deepstack.ltd/sides/habit-was-the-moat/"
    },
    {
      "part": 9,
      "question": null,
      "side": "crossing",
      "sideLabel": "Voices that cross sides",
      "claim": "The creator suggests that Muse acting as a layer that decides where consumer spend goes is a massive threat and opportunity for retailers, noting as evidence that Amazon banned Muse.",
      "date": "2026-09-28",
      "url": "https://www.yetanothervalueblog.com/p/before-you-fade-muse-use-it-for-72",
      "linkVerified": true,
      "storyUrl": "https://deepstack.ltd/stories/habit-was-the-moat/",
      "sidesUrl": "https://deepstack.ltd/sides/habit-was-the-moat/"
    },
    {
      "part": 9,
      "question": null,
      "side": "crossing",
      "sideLabel": "Voices that cross sides",
      "claim": "Craneware's customer base of established US hospitals is likely highly resistant to replacing entrenched software systems, making the business unlikely to be disrupted by AI coding tools.",
      "date": "2026-09-11",
      "url": "https://www.yetanothervalueblog.com/p/uk-stocks-are-dirt-cheap-why-wont",
      "linkVerified": true,
      "storyUrl": "https://deepstack.ltd/stories/habit-was-the-moat/",
      "sidesUrl": "https://deepstack.ltd/sides/habit-was-the-moat/"
    },
    {
      "part": 9,
      "question": "whose-margin-pays",
      "side": "inertia-businesses",
      "sideLabel": "The inertia businesses",
      "claim": "The creator's market-related takeaway is that Muse (a consumer AI agent) is very bearish for businesses that rely on consumer inertia (OTAs, subscription services, banks, etc.), and the stock market seems to be starting to agree with and catch up…",
      "date": "2026-09-24",
      "url": "https://www.yetanothervalueblog.com/p/musings-on-muse-the-inertia-sell",
      "linkVerified": true,
      "storyUrl": "https://deepstack.ltd/stories/habit-was-the-moat/",
      "sidesUrl": "https://deepstack.ltd/sides/habit-was-the-moat/"
    },
    {
      "part": 9,
      "question": "whose-margin-pays",
      "side": "inertia-businesses",
      "sideLabel": "The inertia businesses",
      "claim": "Based on conversations with 'normie' friends (a possibly small/early sample), most people who get access to Muse, including the creator himself, have an early productivity burst that fades off hard as usage falls off a cliff within a few days.",
      "date": "2026-09-24",
      "url": "https://www.yetanothervalueblog.com/p/musings-on-muse-the-inertia-sell",
      "linkVerified": true,
      "storyUrl": "https://deepstack.ltd/stories/habit-was-the-moat/",
      "sidesUrl": "https://deepstack.ltd/sides/habit-was-the-moat/"
    },
    {
      "part": 9,
      "question": "whose-margin-pays",
      "side": "not-every-habit",
      "sideLabel": "Not every habit",
      "claim": "Faced with two extreme camps on consumer AI agents (that they are massively overhyped versus that every consumer-facing company is a short because agents will eat their margins), the creator says both are too extreme but if forced to pick, they…",
      "date": "2026-09-28",
      "url": "https://www.yetanothervalueblog.com/p/before-you-fade-muse-use-it-for-72",
      "linkVerified": true,
      "storyUrl": "https://deepstack.ltd/stories/habit-was-the-moat/",
      "sidesUrl": "https://deepstack.ltd/sides/habit-was-the-moat/"
    },
    {
      "part": 9,
      "question": "whose-margin-pays",
      "side": "not-every-habit",
      "sideLabel": "Not every habit",
      "claim": "The creator says they cannot watch how easy Muse is to use and how fast its downloads have taken off and conclude it won't have a big impact on the consumer economy.",
      "date": "2026-09-28",
      "url": "https://www.yetanothervalueblog.com/p/before-you-fade-muse-use-it-for-72",
      "linkVerified": true,
      "storyUrl": "https://deepstack.ltd/stories/habit-was-the-moat/",
      "sidesUrl": "https://deepstack.ltd/sides/habit-was-the-moat/"
    }
  ],
  "coverage": {
    "creators": 1,
    "claims": 2993,
    "texts": 295,
    "asOf": "2026-10-08"
  },
  "lastUpdated": "2026-10-08"
}